Connecting Your Home to the Internet?

The Internet of things (IoT) is a frequently used term to describe the evolution of in-home physical devices such as appliances, buildings and other property that, through embedded software and electronics, share data with other devices or computers. While such technology has its perks (e.g., increased energy efficiency or tailored interactivity of appliances), new risks will also emerge. For example, a cyber attack that renders appliances in the home unusable or gives hackers access to your pay-per-view accounts could soon be a reality for millions of consumers.

Unfortunately, most standard insurance policies are designed with tangible losses in mind (e.g., a lightning strike damages an appliance or a tree falls on your garage). Thus, the hazards from IoT compatibility might not be covered.

If you have IoT in your home or are considering adding the technology, it’s important to get the right homeowners insurance coverage to match.
I don’t want you to have to buy more insurance, but thought you might want to ask your agent the questions as to whether you would be covered in a breach.

Let's Talk.

Have an idea you'd like to bring to life or want expert advice?

  • We absolutely LOVE the remodeled kitchen - it has transformed the house and now finally feels like the heart of our home. It is so much more efficient. Thanks again! - Beth M.
  • We are very happy with our decision to hire Distinctive Remodeling to renovate our 3 bedroom, 1960s house into a stylish, modern and functional home! They consistently went the extra mile to make sure we were satisfied. The results are breathtaking! We love our house! - Deanna R.
  • Eddie did a fantastic job on our kitchen remodel. He did exactly what I wanted, and the craftsmanship is superb. When the project was done, Eddie and his wife Betsy cooked a delicious meal for 10 of our friends. I highly recommend Distinctive Remodeling.- Shauna E.
  • ‘5 stars’ truly does describe Distinctive Remodeling! We continue to recommend Distinctive Remodeling to anyone interested in completing a home remodeling or addition project. - S. Miller
  • Eddie and his team were a pleasure to work with, especially for a first-time renovation experience. We are very happy with our 3-seasons room, the quality of craftsmanship and the level of knowledge and professionalism of the Distinctive Remodeling Team. - Sean G.
  • We love the new porch. The quality is excellent. The painters were great… as were the framers… We are very pleased with the remodel. - Richard and Stephanie S.
  • Thanks so much for our beautiful room you finished for us. The process was very organized and professional. We enjoyed working with you and Mike, and your quality subcontractors. - Crystal G.